get the cash you need fast!

Life doesn’t have to be challenging to receive a tittle loan. At Zip Title loans we accept bad and no credit! Where everyone else tells you NO, Zip Title Loans says YES! Zip Title Loans makes it easy in 3 simple steps to use your vehicle as collateral for a cash loan. With a title loan, you can borrow between $2600 to $50,000, depending on the value of your vehicle. With our affordable Car Title Loans, you decide how much money to borrow and we’ll set up a payment plan to fit your budget.The best part is, you get to keep driving your car. 

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In comparison to many car title loan companies located throughout Bay area, we like to think our service in the industry is the best anyone can offer: From processing the loans in no time to offering the most competitive rates in the area in addition to processing most of our title loans the same day.

We encourage you to visit our offices in Sunnyvale and compare our rates to other car title loan companies! We are confident not to disappoint you and look forward to serving you.

Regarding of the cost of a premier loan to the borrower, the APR would range from minimum of 35.89% to maximum of 35.94% with a payback time of 24 months minimum and 30 months maximum. If you have any questions or would like more information please ask. We will provide all information and answer any questions to make certain you understand the terms and costs of the loan so you can make an informed decision.

To provide you with an example of the cost of a premier loan to the borrower, please look below:
Annual Percentage Rate Finance Charge Amount Financed Min Monthly Payment Total of Payments Repayment (of Months)
35.89% $1049.80 $2525.00 $148.95 $3574.80 24 minimum

What is necessary to qualify for the premier program above:
  1. 650 FICO score or higher
  2. Collateral of $5000 or higher as per trade in value on Karpower
  3. Ability to Repay
  4. Clear Title

There are no penalties for making an additional payment or prepayment on the loan. Interest is calculated on a daily basis. Additional Fees: California DMV Lien Fee: $15.00 is financed. Prepaid Doc Fee:$75.00 for loans $2600 to $4999 or 5% for loans $5000 or more. Minimum Loan Amount: $2600.